A Bad Time To Refinance Student Loans

Starting in October, tens of millions of student-loan borrowers will need to make payments for the first time since the Education Department instituted a pause in March 2020. But with the Fed pushing rates to a multi-decade high and new government programs offering the promise of low payments and possible debt forgiveness, personal-finance experts say refinancing would benefit only a handful of borrowers. https://www.wsj.com/personal-finance/why-now-is-a-horrible-time-to-refinance-student-loans-e3ddcd17?st=ebcumv0kvnkx71o&reflink=desktopwebshare_permalink